{"id":50181,"date":"2022-11-27T15:00:49","date_gmt":"2022-11-27T12:00:49","guid":{"rendered":"https:\/\/www.kredinbankadan.com\/?p=50181"},"modified":"2023-07-27T20:55:13","modified_gmt":"2023-07-27T17:55:13","slug":"%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2","status":"publish","type":"post","link":"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/","title":{"rendered":"\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627 \u0623\u0647\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0648\u0637"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_61 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 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class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/#%D8%A3%D9%87%D9%85_%D8%A7%D9%84%D8%AC%D8%A7%D9%85%D8%B9%D8%A7%D8%AA_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\" title=\"\u0623\u0647\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627\">\u0623\u0647\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/#%D9%85%D9%85%D9%8A%D8%B2%D8%A7%D8%AA_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A7%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\" title=\"\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627\">\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/#%D8%A7%D9%84%D8%A3%D9%88%D8%B1%D8%A7%D9%82_%D8%A7%D9%84%D9%85%D8%B7%D9%84%D9%88%D8%A8%D8%A9_%D9%84%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\" title=\"\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627\">\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/#%D8%AA%D9%83%D9%84%D9%81%D8%A9_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\" title=\"\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627\">\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7-2\/#%D8%A2%D9%84%D9%8A%D8%A9_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\" title=\"\u0622\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627\">\u0622\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>\u064a\u0641\u0643\u0631 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0637\u0644\u0627\u0628 \u0641\u064a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627\u060c \u0644\u0623\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u062c\u0627\u0645\u0639\u064a\u0629 \u0645\u0646 \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u062a\u0639\u0632\u0632 \u0641\u0631\u0635\u0629 \u0627\u0644\u0637\u0627\u0644\u0628 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0648\u0638\u064a\u0641\u0629 \u0645\u0631\u0645\u0648\u0642\u0629 \u0628\u0639\u062f \u0627\u0644\u062a\u062e\u0631\u062c\u060c \u0648\u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u0639\u0645\u0644 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u062f\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u060c \u0644\u0630\u0644\u0643 \u0633\u0648\u0641 \u0646\u062a\u0639\u0631\u0641 \u0627\u0644\u064a\u0648\u0645 \u0639\u0644\u0649 \u0623\u0628\u0631\u0632 \u0634\u0631\u0648\u0637 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0639\u0644\u0649 \u0645\u0645\u064a\u0632\u0627\u062a \u0648\u0639\u064a\u0648\u0628 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0628\u0639\u0636 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646\u0647\u0627.<\/p>\n<figure id=\"attachment_52191\" aria-describedby=\"caption-attachment-52191\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-52191 size-full\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06274.jpg\" alt=\"\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627\" width=\"600\" height=\"307\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06274.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06274-300x154.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-52191\" class=\"wp-caption-text\">\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"%D8%B4%D8%B1%D9%88%D8%B7_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A7%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u0634\u0631\u0648\u0637 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0644\u0643\u0644 \u0645\u0646 \u064a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627 \u0639\u0644\u064a\u0647 \u0623\u0646 \u064a\u0639\u0631\u0641 \u0645\u0627 \u0647\u064a \u0634\u0631\u0648\u0637 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0647\u064a:<\/p>\n<ul>\n<li>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062f\u0631\u0627\u0633\u064a \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c\u060c \u0644\u0630\u0644\u0643 \u064a\u0646\u0628\u063a\u064a \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0639\u0644\u0649 \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627.<\/li>\n<li>\u0643\u0644 \u062c\u0627\u0645\u0639\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u064a\u0643\u0648\u0646 \u0644\u0647\u0627 \u0634\u0631\u0648\u0637 \u062e\u0627\u0635\u0629 \u064a\u0646\u0628\u063a\u064a \u0627\u0633\u062a\u064a\u0641\u0627\u0626\u0647\u0627\u060c \u064a\u062c\u0628 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0643\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u062c\u0627\u0645\u0639\u0629 \u0648\u064a\u0645\u0643\u0646 \u0645\u0639\u0631\u0641\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0645\u0639 \u0627\u0644\u062c\u0627\u0645\u0639\u0629.<\/li>\n<li>\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u062f\u062b \u0628\u0647\u0627 \u0628\u0644\u0628\u0627\u0642\u0629\u060c \u0644\u0623\u0646 \u0623\u063a\u0644\u0628 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629 \u062a\u062f\u0631\u0633 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629\u060c \u0644\u0630\u0644\u0643 \u064a\u0646\u0628\u063a\u064a \u0625\u062c\u0627\u062f\u0629 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629.<\/li>\n<li>\u0648\u062c\u0648\u062f \u0645\u0635\u062f\u0631 \u0645\u0627\u0644\u064a \u0645\u0639\u0644\u0648\u0645 \u0627\u0644\u0645\u0635\u062f\u0631 \u0639\u0646\u062f \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0627\u0644\u0639\u064a\u0634 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627\u060c \u0648\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u062a\u0648\u0641\u0631 \u0645\u0639 \u0627\u0644\u0637\u0627\u0644\u0628 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 10,236 \u064a\u0648\u0631\u0648 \u0644\u0643\u064a \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0639\u064a\u0634 \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0645\u0639\u064b\u0627 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627.<\/li>\n<li>\u064a\u0646\u0628\u063a\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0648\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0628\u0643\u0644 \u062c\u0627\u0645\u0639\u0629 \u0644\u0644\u062c\u0627\u0645\u0639\u0629 \u0644\u0643\u064a \u064a\u062a\u0645 \u0623\u062e\u0630 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0646 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.<\/li>\n<li>\u064a\u0646\u0628\u063a\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0623\u0634\u064a\u0631\u0629 \u0637\u0627\u0644\u0628 \u0627\u0644\u0633\u0641\u0631 \u0625\u0644\u0649 \u0623\u0644\u0645\u0627\u0646\u064a\u0627\u060c \u0648\u0630\u0644\u0643 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0637\u0627\u0644\u0628 \u0645\u0646 \u062f\u0648\u0644\u0629 \u062e\u0627\u0631\u062c \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0628\u064a.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%D8%A3%D9%87%D9%85_%D8%A7%D9%84%D8%AC%D8%A7%D9%85%D8%B9%D8%A7%D8%AA_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u0623\u0647\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u062a\u0636\u0645 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\u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627.<\/li>\n<li>\u062c\u0627\u0645\u0639\u0629 \u062a\u0648\u0628\u0646\u063a\u0646.<\/li>\n<li>\u062c\u0627\u0645\u0639\u0629 \u0647\u0627\u064a\u062f\u0644\u0628\u0631\u063a \u0647\u064a \u0623\u0642\u062f\u0645 \u062c\u0627\u0645\u0639\u0629 \u0623\u0644\u0645\u0627\u0646\u064a\u0629.<\/li>\n<li>\u062c\u0627\u0645\u0639\u0629 \u0647\u0648\u0645\u0628\u0648\u0644\u062a \u0641\u064a \u0628\u0631\u0644\u064a\u0646.<\/li>\n<li>\u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0631\u0627\u064a\u0646\u064a\u0629 \u0627\u0644\u0641\u0633\u062a\u0641\u0627\u0644\u064a\u0629 \u0641\u064a \u0622\u062e\u0646.<\/li>\n<li>\u062c\u0627\u0645\u0639\u0629 \u0641\u0631\u0627\u064a\u0628\u0648\u0631\u063a.<\/li>\n<li>\u062c\u0627\u0645\u0639\u0629 \u0645\u0627\u0646\u0647\u0627\u064a\u0645.<\/li>\n<\/ul>\n<p>\u0634\u0627\u0647\u062f:\u00a0<a href=\"https:\/\/www.kredinbankadan.com\/%d9%81%d9%8a%d8%b2%d8%a7-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9%d9%86-%d8%b9%d9%85%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7\/\">\u0641\u064a\u0632\u0627 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/a><\/p>\n<figure id=\"attachment_52188\" aria-describedby=\"caption-attachment-52188\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-52188 size-full\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u0627.jpg\" alt=\"\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627\" width=\"600\" height=\"302\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u0627.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u0627-300x151.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-52188\" class=\"wp-caption-text\">\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"%D9%85%D9%85%D9%8A%D8%B2%D8%A7%D8%AA_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A7%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u064a\u0641\u0643\u0631 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0637\u0644\u0627\u0628 \u0641\u064a \u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a 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\u0641\u0635\u0648\u0644 \u062f\u0631\u0627\u0633\u064a\u0629.<\/li>\n<li>\u0623\u0645\u0627 \u062f\u0631\u062c\u0629 \u0627\u0644\u0645\u0627\u062c\u064a\u0633\u062a\u064a\u0631 \u0641\u0625\u0646\u0647\u0627 \u062a\u0645\u0646\u062d \u0628\u0639\u062f \u0639\u0627\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u062f\u0631\u0627\u0633\u0629\u060c \u0648\u0645\u0642\u0633\u0645\u0629 \u0639\u0644\u0649 4 \u0641\u0635\u0648\u0644.<\/li>\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0627 \u0628\u064a\u0646 \u0639\u0627\u0645\u064a\u0646 \u0625\u0644\u0649 3 \u0623\u0639\u0648\u0627\u0645 \u0645\u0642\u0633\u0645\u0629 \u0639\u0644\u0649 \u0639\u062f\u0629 \u0641\u0635\u0648\u0644 \u062f\u0631\u0627\u0633\u064a\u0629.<\/li>\n<li>\u0627\u0644\u0637\u0627\u0644\u0628 \u0627\u0644\u0630\u064a \u064a\u0642\u0628\u0644 \u0641\u064a \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629\u060c \u0641\u0625\u0646\u0647 \u064a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0637\u0627\u0644\u0628 \u0627\u0644\u062a\u064a \u062a\u062a\u064a\u062d \u0644\u0647 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0646\u0642\u0644 \u0648\u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u062c\u0627\u0646\u064a.<\/li>\n<li>\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u064a \u062a\u062f\u0641\u0639 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u062c\u064a\u0633\u062a\u064a\u0631 \u062a\u0643\u0648\u0646 \u0645\u062c\u0627\u0646\u064a\u0629 \u0625\u0630\u0627 \u0642\u062f\u0645 \u0627\u0644\u0637\u0627\u0644\u0628 \u0639\u0644\u064a\u0647 \u0628\u0639\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631.<\/li>\n<li>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u0641\u0639 \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u062a\u0643\u0648\u0646 \u0645\u0627 \u0628\u064a\u0646 150 \u0625\u0644\u0649 150 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a\u060c \u0648\u062a\u062f\u0641\u0639 \u0647\u0630\u0647 \u0627\u0644\u0642\u064a\u0645\u0629 \u0628\u0634\u0643\u0644 \u0633\u0646\u0648\u064a.<\/li>\n<li>\u0644\u0643\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629 \u0645\u0627 \u0628\u064a\u0646 3000 \u0625\u0644\u0649 20000 \u064a\u0648\u0631\u0648 \u0633\u0646\u0648\u064a\u064b\u0627 \u0637\u0648\u0627\u0644 \u0641\u062a\u0631\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629.<\/li>\n<li>\u0644\u0648 \u062d\u0635\u0644 \u0627\u0644\u0637\u0627\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0643\u0627\u0644\u0648\u0631\u064a\u0648\u0633 \u062e\u0627\u0631\u062c \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0623\u0631\u0627\u062f \u0627\u0644\u0637\u0627\u0644\u0628 \u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u0627\u0644\u0645\u0627\u062c\u0633\u062a\u064a\u0631 \u062f\u0627\u062e\u0644 \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u064a\u062a\u0645 \u062f\u0641\u0639 25 \u0623\u0644\u0641 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0648\u062a\u0631\u062a\u0641\u0639 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0644\u0649 \u062d\u0633\u0628 \u062a\u062e\u0635\u0635 \u0627\u0644\u0637\u0627\u0644\u0628.<\/li>\n<li>\u0623\u0645\u0627 \u0637\u0644\u0628 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u0641\u0625\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0643\u0648\u0646 \u062d\u0648\u0627\u0644\u064a 250 \u064a\u0648\u0631\u0648 \u0641\u064a \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u060c \u0648\u062a\u0639\u062f \u0645\u0646 \u0628\u064a\u0646 \u0645\u0646\u062d \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0637\u0644\u0642 \u0639\u0644\u064a\u0647\u0627 \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0637\u0627\u0644\u0628.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%D8%A7%D9%84%D8%A3%D9%88%D8%B1%D8%A7%D9%82_%D8%A7%D9%84%D9%85%D8%B7%D9%84%D9%88%D8%A8%D8%A9_%D9%84%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0644\u0643\u0644 \u0637\u0627\u0644\u0628 \u064a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0639\u0644\u064a\u0647 \u062a\u062d\u0636\u064a\u0631 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0622\u062a\u064a\u0629:<\/p>\n<ul>\n<li>\u064a\u062a\u0645 \u062a\u0642\u062f\u064a\u0645 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631 \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644.<\/li>\n<li>\u062a\u0642\u062f\u064a\u0645 \u0646\u0645\u0648\u0630\u062c \u0637\u0644\u0628 \u0643\u0627\u0645\u0644.<\/li>\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0623\u0635\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u0637\u0627\u0644\u0628.<\/li>\n<li>\u0625\u064a\u0635\u0627\u0644 \u064a\u062b\u0628\u062a \u0623\u0646\u0647 \u0642\u062f \u0642\u0627\u0645 \u0628\u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629.<\/li>\n<li>\u062a\u0642\u062f\u064a\u0645 \u062a\u0635\u0631\u064a\u062d \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0623\u0648 \u0627\u0644\u062a\u0623\u0634\u064a\u0631\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0633\u0641\u0631.<\/li>\n<li>\u0635\u0648\u0631\u0629 \u0634\u062e\u0635\u064a\u0629.<\/li>\n<li>\u0625\u062b\u0628\u0627\u062a \u0627\u0645\u062a\u0644\u0627\u0643 \u062a\u0623\u0645\u064a\u0646 \u0635\u062d\u064a \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627.<\/li>\n<li>\u062e\u0637\u0627\u0628 \u0627\u0644\u0642\u0628\u0648\u0644 \u0645\u0646 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u0633\u0648\u0641 \u064a\u062f\u0631\u0633 \u0641\u064a\u0647\u0627 \u0627\u0644\u0637\u0627\u0644\u0628.<\/li>\n<li>\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u0636\u0639 \u0627\u0644\u0637\u0627\u0644\u0628 \u0625\u064a\u062f\u0627\u0639 \u0645\u0627\u0644\u064a \u0641\u064a \u0623\u062d\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0642\u064a\u0645\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 8700 \u064a\u0648\u0631\u0648\u060c \u0648\u064a\u0643\u0648\u0646 \u0647\u0630\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0645\u062d\u062c\u0648\u0628 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0644\u0633\u062d\u0628 \u0645\u0646\u0647 \u0625\u0644\u0627 \u0628\u0639\u062f \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u0644\u0645\u0627\u0646\u064a\u0627.<\/li>\n<li>\u0628\u062c\u0627\u0646\u0628 \u062d\u0635\u0648\u0644 \u0627\u0644\u0637\u0627\u0644\u0628 \u0639\u0644\u0649 \u0634\u0647\u0627\u062f\u0629 \u062d\u0633\u0646 \u0633\u064a\u0631 \u0648\u0633\u0644\u0648\u0643 \u0645\u0646 \u062f\u0648\u0644\u062a\u0647 \u0628\u0623\u0646\u0647 \u0644\u064a\u0633 \u0639\u0644\u064a\u0647 \u0623\u064a \u0623\u062d\u0643\u0627\u0645 \u062c\u0646\u0627\u0626\u064a\u0629.<\/li>\n<\/ul>\n<p>\u0634\u0627\u0647\u062f:\u00a0<a href=\"https:\/\/www.kredinbankadan.com\/%d8%a7%d9%84%d8%b2%d9%88%d8%a7%d8%ac-%d9%81%d9%8a-%d8%a7%d9%84%d9%85%d8%a7%d9%86%d9%8a%d8%a7\/\">\u0627\u0644\u0632\u0648\u0627\u062c \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0648\u0627\u0644\u0634\u0631\u0648\u0637<\/a><\/p>\n<figure id=\"attachment_52190\" aria-describedby=\"caption-attachment-52190\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-52190 size-full\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06273.jpg\" alt=\"\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627\" width=\"600\" height=\"302\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06273.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2022\/11\/\u0623\u0644\u0645\u0627\u0646\u064a\u06273-300x151.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-52190\" class=\"wp-caption-text\">\u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0645\u0627\u0646\u064a\u0627<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"%D8%AA%D9%83%D9%84%D9%81%D8%A9_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u062a\u062e\u062a\u0644\u0641 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0639\u0644\u0649 \u062d\u0633\u0628 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0627\u0644\u062a\u0642\u062f\u0645 \u0644\u0647\u0627 \u0648\u0644\u0643\u0646 \u064a\u0646\u0628\u063a\u064a \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0622\u062a\u064a:<\/p>\n<ul>\n<li>\u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 \u0623\u0648 \u0643\u0627\u0646\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0623\u0644\u0645\u0627\u0646\u064a\u0629.<\/li>\n<li>\u0644\u0643\u0646 \u064a\u062c\u0628 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646 \u0643\u0644\u0645\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0644\u0627 \u062a\u0639\u0646\u064a \u0639\u062f\u0645 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u0637\u0644\u0627\u0642\u060c \u0648\u0644\u0643\u0646 \u064a\u062a\u0645 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0641\u0635\u0644\u064a\u0629 \u0628\u0633\u064a\u0637\u0629 \u062a\u0643\u0648\u0646 \u0645\u0627 \u0628\u064a\u0646 100 \u0625\u0644\u0649 300 \u064a\u0648\u0631\u0648 \u0644\u0643\u0644 \u0641\u0635\u0644 \u062f\u0631\u0627\u0633\u064a.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"%D8%A2%D9%84%D9%8A%D8%A9_%D8%A7%D9%84%D8%AF%D8%B1%D8%A7%D8%B3%D8%A9_%D9%81%D9%8A_%D8%A3%D9%84%D9%85%D8%A7%D9%86%D9%8A%D8%A7\"><\/span><span style=\"color: #ff0000;\">\u0622\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u0639\u0631\u0641 \u0627\u0644\u0637\u0627\u0644\u0628 \u0622\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0647\u064a \u0643\u0627\u0644\u062a\u0627\u0644\u064a:<\/p>\n<ul>\n<li>\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u0642\u062f\u0645 \u0627\u0644\u0637\u0627\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0623\u0648\u0644 \u0623\u0633\u0628\u0648\u0639\u064a\u0646 \u0645\u0646 \u062f\u062e\u0648\u0644\u0647 \u0625\u0644\u0649 \u0623\u0644\u0645\u0627\u0646\u064a\u0627.<\/li>\n<li>\u064a\u0642\u0648\u0645 \u0627\u0644\u0637\u0627\u0644\u0628 \u0628\u062a\u062c\u062f\u064a\u062f \u0647\u0630\u0627 \u0627\u0644\u0637\u0644\u0628 \u0643\u0644 \u0639\u0627\u0645\u064a\u0646\u060c \u0644\u0623\u0646 \u0627\u0644\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u062a\u0643\u0648\u0646 \u0635\u0627\u0644\u062d\u0629 \u0644\u0645\u062f\u0629 \u0639\u0627\u0645\u064a\u0646 \u0641\u0642\u0637.<\/li>\n<li>\u064a\u0646\u0628\u063a\u064a \u0623\u0646 \u064a\u0628\u062d\u062b \u0627\u0644\u0637\u0627\u0644\u0628 \u0639\u0646 \u0645\u0643\u0627\u0646 \u0625\u0642\u0627\u0645\u0629 \u0637\u0648\u0627\u0644 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