{"id":65074,"date":"2023-01-28T22:21:25","date_gmt":"2023-01-28T19:21:25","guid":{"rendered":"https:\/\/www.kredinbankadan.com\/?p=65074"},"modified":"2023-08-24T10:29:13","modified_gmt":"2023-08-24T07:29:13","slug":"%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86","status":"publish","type":"post","link":"https:\/\/www.kredinbankadan.com\/%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/","title":{"rendered":"\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0627\u0636\u0631\u0627\u0631\u0647 \u0639\u0644\u064a \u0627\u0644\u062c\u0633\u0645"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_61 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.kredinbankadan.com\/%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/#%D8%AA%D9%82%D8%B1%D9%8A%D8%B1_%D8%B9%D9%86_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86\" title=\"\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\">\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.kredinbankadan.com\/%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/#%D9%85%D8%A7_%D9%87%D9%8A_%D8%A7%D9%84%D8%B9%D9%88%D8%A7%D9%85%D9%84_%D8%A7%D9%84%D8%AA%D9%8A_%D8%AA%D8%B3%D8%A7%D8%B9%D8%AF_%D8%A7%D9%84%D8%A5%D9%86%D8%B3%D8%A7%D9%86_%D8%B9%D9%84%D9%89_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86%D8%9F\" title=\"\u0645\u0627 \u0647\u064a \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u061f\">\u0645\u0627 \u0647\u064a \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.kredinbankadan.com\/%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/#%D9%87%D9%84_%D8%AA%D8%B9%D9%84%D9%85_%D9%85%D8%A7%D8%B0%D8%A7_%D9%8A%D9%81%D8%B9%D9%84_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86_%D9%81%D9%8A_%D8%B5%D8%AD%D8%AA%D9%83%D8%9F\" title=\"\u0647\u0644 \u062a\u0639\u0644\u0645 \u0645\u0627\u0630\u0627 \u064a\u0641\u0639\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u0635\u062d\u062a\u0643\u061f\">\u0647\u0644 \u062a\u0639\u0644\u0645 \u0645\u0627\u0630\u0627 \u064a\u0641\u0639\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u0635\u062d\u062a\u0643\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.kredinbankadan.com\/%d8%aa%d9%82%d8%b1%d9%8a%d8%b1-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/#%D9%83%D9%85_%D9%8A%D8%A8%D9%84%D8%BA_%D8%B9%D8%AF%D8%AF_%D8%A7%D9%84%D9%85%D8%AF%D8%AE%D9%8A%D9%86_%D9%81%D9%8A_%D8%A7%D9%84%D8%B9%D8%A7%D9%84%D9%85%D8%9F\" title=\"\u0643\u0645 \u064a\u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u0645\u062f\u062e\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u061f\">\u0643\u0645 \u064a\u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u0645\u062f\u062e\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u061f<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646. \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0633\u0645 \u0642\u0627\u062a\u0644 \u064a\u062f\u062e\u0644 \u0625\u0644\u0649 \u062c\u0633\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0627\u0644\u0645\u062f\u062e\u0646 \u0648\u064a\u0633\u062a\u0648\u0637\u0646 \u0628\u062f\u0627\u062e\u0644\u0647 \u0648\u064a\u0633\u0631\u064a \u0641\u064a \u062c\u0633\u0645\u0647 \u0648\u064a\u0643\u0648\u0646 \u0633\u0628\u0628 \u0644\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0643\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0631 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u062e\u0646\u064a\u0646 \u064a\u0639\u0631\u0641\u0648\u0646\u0647\u0627 \u0648\u0644\u0643\u0646\u0647\u0645 \u0644\u0627 \u064a\u0633\u062a\u0637\u064a\u0639\u0648\u0646 \u0627\u0644\u0625\u0642\u0644\u0627\u0639 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u060c \u0648\u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u062a\u063a\u0644\u063a\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u062c\u0633\u0645 \u0648\u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u062d\u0631\u0642 \u0627\u0644\u062a\u0628\u063a \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u0646\u0634\u0627\u0642\u0647\u0627.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%D8%AA%D9%82%D8%B1%D9%8A%D8%B1_%D8%B9%D9%86_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86\"><\/span><span style=\"color: #ff0000;\">\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0633\u0648\u0641 \u062a\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u062f\u062e\u0646\u064a\u0646 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u060c \u0641\u062a\u0627\u0628\u0639 \u0645\u0639\u0646\u0627 \u0639\u0632\u064a\u0632\u064a \u0627\u0644\u0642\u0627\u0631\u0626.<\/p>\n<figure id=\"attachment_67985\" aria-describedby=\"caption-attachment-67985\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-67985\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-1327248775-3000x2000-1.jpg\" alt=\"\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-1327248775-3000x2000-1.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-1327248775-3000x2000-1-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-67985\" class=\"wp-caption-text\">\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"%D9%85%D8%A7_%D9%87%D9%8A_%D8%A7%D9%84%D8%B9%D9%88%D8%A7%D9%85%D9%84_%D8%A7%D9%84%D8%AA%D9%8A_%D8%AA%D8%B3%D8%A7%D8%B9%D8%AF_%D8%A7%D9%84%D8%A5%D9%86%D8%B3%D8%A7%D9%86_%D8%B9%D9%84%D9%89_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86%D8%9F\"><\/span><span style=\"color: #ff0000;\">\u0645\u0627 \u0647\u064a \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u061f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0639\u0627\u062f\u064a \u0644\u0627 \u064a\u0635\u0628\u062d \u0645\u062f\u062e\u0646 \u0628\u062f\u0648\u0646 \u0623\u0633\u0628\u0627\u0628 \u0648 \u0625\u0646\u0645\u0627 \u0647\u0646\u0627\u0643 \u0639\u0648\u0627\u0645\u0644 \u0648\u0623\u0633\u0628\u0627\u0628 \u062a\u062c\u0639\u0644\u0647 \u064a\u0645\u064a\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u060c \u0648\u0628\u0639\u062f\u0647\u0627 \u064a\u0635\u0628\u062d \u0645\u062f\u062e\u0646 \u0645\u0628\u062a\u062f\u0623 \u0648\u0645\u0646 \u062b\u0645 \u064a\u0635\u0628\u062d \u0634\u062e\u0635 \u0645\u062f\u062e\u0646 \u0645\u062d\u062a\u0631\u0641 \u0648\u0628\u0648\u062c\u0648\u062f \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0639\u0648\u0627\u0645\u0644\u060c \u0648\u0623\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644:<\/p>\n<ol>\n<li>\u0627\u0644\u0623\u0637\u0641\u0627\u0644 \u062f\u0627\u0626\u0645\u0627\u064b \u064a\u062d\u0627\u0648\u0644\u0648\u0646 \u062a\u0642\u0644\u064a\u062f \u0627\u0644\u0643\u0628\u0627\u0631\u060c \u0641\u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0647\u0644 \u064a\u0636\u062d\u0643\u0648\u0646 \u0648\u064a\u0641\u0631\u062d\u0648\u0646 \u062d\u064a\u0646\u0645\u0627 \u064a\u062d\u0627\u0648\u0644 \u0623\u0637\u0641\u0627\u0644\u0647\u0645 \u062a\u0642\u0644\u064a\u062f\u0647\u0645 \u0641\u064a \u0645\u0633\u0643 \u0627\u0644\u0633\u064a\u062c\u0627\u0631\u0629 \u0648\u0648\u0636\u0639\u0647\u0627 \u0641\u064a \u0627\u0644\u0641\u0645\u060c \u0648\u0645\u0646 \u0647\u0646\u0627 \u062a\u0628\u062f\u0623 \u0641\u0643\u0631\u0629 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0644\u062f\u0649 \u0627\u0644\u0623\u0637\u0641\u0627\u0644 \u0648\u0627\u0644\u0645\u0631\u0627\u0647\u0642\u064a\u0646.<\/li>\n<li>\u0627\u0644\u0634\u0628\u0627\u0628 \u0641\u064a \u0645\u0631\u062d\u0644\u0629 \u064a\u0639\u062a\u0628\u0631\u0648\u0646 \u0623\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0647\u0648 \u0627\u0644\u0645\u062e\u0631\u062c \u0627\u0644\u0648\u062d\u064a\u062f \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0647\u0645\u0648\u0645 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\u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u064a\u0628\u0627\u062f\u0631\u0648\u0646 \u0628\u0634\u062a\u0649 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0645\u0646 \u0623\u062c\u0644 \u062c\u0630\u0628 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u062c\u064a\u062f\u064a\u0646 \u0625\u0644\u0649 \u0623\u0646 \u064a\u0635\u0628\u062d\u0648\u0627 \u0645\u062b\u0644\u0647\u0645 \u0645\u062f\u062e\u0646\u064a\u0646 \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0642\u0648\u0645\u0648\u0627 \u0628\u0623\u0639\u0645\u0627\u0644 \u0623\u062e\u0631\u0649.<\/li>\n<li>\u0627\u0644\u062a\u0628\u063a \u0648\u0627\u0644\u0633\u062c\u0627\u0626\u0631 \u0623\u0635\u0628\u062d\u062a \u0645\u062a\u0648\u0641\u0631\u0629 \u0641\u064a \u0643\u0644 \u0645\u0643\u0627\u0646 \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062c\u062f\u0647\u0627 \u0627\u0644\u0641\u0631\u062f \u0641\u064a \u0643\u0644 \u0628\u0642\u0627\u0644\u064a\u0629 \u0623\u0648 \u0645\u062a\u062c\u0631 \u0635\u063a\u064a\u0631 \u0648\u0641\u064a \u0627\u0644\u0628\u0633\u0637\u0627\u062a\u060c \u0641\u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062f\u0641\u0639 \u0627\u0644\u0643\u062b\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0639\u0644\u0649 \u0634\u0631\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0633\u0644\u0639\u0629 \u0627\u0644\u062a\u064a \u062a\u0643\u0627\u062f \u062a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0643\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629.<\/li>\n<li>\u0627\u0644\u0627\u0639\u062a\u0642\u0627\u062f \u0628\u0625\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u064a\u0643\u0648\u0646 \u0633\u0628\u0628\u0627\u064b \u0641\u064a \u0625\u0628\u0631\u0627\u0632 \u0642\u0648\u062a\u0647 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0648\u062e\u0627\u0635\u0629 \u0627\u0644\u0634\u0628\u0627\u0628 \u0641\u064a \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0645\u0631\u0627\u0647\u0642\u0629 \u064a\u0639\u062a\u0642\u062f\u0648\u0646 \u0623\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0647\u0648 \u0648\u0633\u064a\u0644\u0629 \u0644\u0625\u0628\u0631\u0627\u0632 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u062d\u062a\u0649 \u0627\u0644\u0628\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u0622\u0648\u0646\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0623\u0635\u0628\u062d\u062a \u062a\u0645\u064a\u0644 \u0625\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0628\u062f\u0648\u0646 \u062e\u062c\u0644.<\/li>\n<li>\u0627\u0644\u062a\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0634\u0626\u0629 \u0627\u0644\u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629\u060c \u0641\u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0647\u0644 \u064a\u0634\u0627\u0647\u062f\u0648\u0646 \u0623\u0637\u0641\u0627\u0644\u0647\u0645 \u064a\u0645\u064a\u0644\u0648\u0646 \u0625\u0644\u0649 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0644\u0627 \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0631\u062f\u0639 \u0647\u0630\u0627 \u0627\u0644\u0637\u0641\u0644.<\/li>\n<li>\u062d\u062a\u0649 \u0627\u0644\u0622\u0646 \u0644\u0627 \u064a\u0648\u062c\u062f \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0627\u062f\u0629 \u0648\u0635\u0627\u0631\u0645\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u064a\u0648\u062c\u0648\u062f \u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0644\u0643\u0646 \u0627\u0644\u062c\u0645\u064a\u0639 \u064a\u062e\u062a\u0631\u0642 \u0647\u0630\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0642\u0648\u0645 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0628\u062f\u0641\u0639 \u063a\u0631\u0627\u0645\u0627\u062a \u0631\u0645\u0632\u064a\u0629 \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a\u0646 \u064a\u062c\u0639\u0644 \u0625\u062e\u062a\u0631\u0627\u0642 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0634\u064a\u0621 \u0639\u0627\u062f\u064a.<\/li>\n<\/ol>\n<figure id=\"attachment_67986\" aria-describedby=\"caption-attachment-67986\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-67986\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-824302050-650x428-1.jpg\" alt=\"\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\" width=\"600\" height=\"395\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-824302050-650x428-1.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/GettyImages-824302050-650x428-1-300x198.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-67986\" class=\"wp-caption-text\">\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"%D9%87%D9%84_%D8%AA%D8%B9%D9%84%D9%85_%D9%85%D8%A7%D8%B0%D8%A7_%D9%8A%D9%81%D8%B9%D9%84_%D8%A7%D9%84%D8%AA%D8%AF%D8%AE%D9%8A%D9%86_%D9%81%D9%8A_%D8%B5%D8%AD%D8%AA%D9%83%D8%9F\"><\/span><span style=\"color: #ff0000;\">\u0647\u0644 \u062a\u0639\u0644\u0645 \u0645\u0627\u0630\u0627 \u064a\u0641\u0639\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u0635\u062d\u062a\u0643\u061f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0643\u0645\u0627 \u0642\u0644\u0646\u0627 \u0633\u0627\u0628\u0642\u0627\u064b \u0647\u0648 \u0633\u0645 \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0642\u0627\u062a\u0644\u0627\u064b \u0628\u0633\u0631\u0639\u0629 \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0642\u062a\u0644 \u062c\u0633\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0639\u0644\u0649 \u0645\u0647\u0644\u060c \u0648\u0623\u0628\u0631\u0632 \u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u062f\u062e\u064a\u0646:<\/p>\n<ul>\n<li>\u062f\u0627\u0626\u0645\u0627\u064b \u062a\u0631\u0649 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u062f\u062e\u0646 \u0645\u062a\u0639\u0628 \u0648\u0645\u0631\u0647\u0642 \u0648\u064a\u0639\u0627\u0646\u064a \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u062c\u0627\u0631\u064a \u0627\u0644\u062a\u0646\u0641\u0633\u064a\u0629.<\/li>\n<li>\u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u062f\u062e\u0646 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0645\u0634\u064a \u0623\u0648 \u0627\u0644\u0631\u0643\u0636 \u064a\u0634\u0639\u0631 \u0628\u0623\u0646 \u062f\u0642\u0627\u062a \u0642\u0644\u0628\u0647 \u062a\u0632\u062f\u0627\u062f \u0648\u0628\u0633\u0631\u0639\u0629 \u064a\u0634\u0639\u0631 \u0628\u0627\u0644\u062a\u0639\u0628\u060c \u0648\u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u0644\u0627 \u064a\u0633\u062a\u0637\u064a\u0639 \u0623\u0646 \u064a\u0642\u0648\u0645 \u0628\u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0645\u0627\u0631\u064a\u0646 \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629.<\/li>\n<li>\u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0633\u0628\u0628 \u0631\u0626\u064a\u0633\u064a \u0644\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0633\u0631\u0637\u0627\u0646 \u0648\u0623\u0645\u0631\u0627\u0636 \u0627\u0644\u0642\u0644\u0628 \u0648\u0623\u0643\u062b\u0631 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0633\u0631\u0637\u0627\u0646 \u0647\u0648 \u0633\u0631\u0637\u0627\u0646 \u0627\u0644\u0631\u0626\u0629.<\/li>\n<li>\u064a\u0624\u062f\u064a \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0623\u064a\u0636\u0627\u064b \u0625\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0645\u062b\u0644 \u0645\u0631\u0636 \u0627\u0644\u0631\u0628\u0648.<\/li>\n<li>\u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0646\u0627\u0646 \u0641\u064a\u0635\u0628\u062d \u0644\u0648\u0646\u0647\u0627 \u0623\u0635\u0641\u0631 \u0648\u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0644\u0641 \u0627\u0644\u0623\u0633\u0646\u0627\u0646\u060c \u0641\u0636\u0644\u0627\u064b \u0639\u0646 \u0630\u0644\u0643 \u062a\u0638\u0647\u0631 \u0631\u0627\u0626\u062d\u0629 \u0641\u0645 \u0643\u0631\u064a\u0647\u0629 \u062c\u062f\u0627\u064b.<\/li>\n<li>\u0627\u0644\u0645\u0631\u0623\u0629 \u0627\u0644\u0645\u062f\u062e\u0646\u0629 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0635\u062d\u062a\u0647\u0627 \u0648\u0643\u064a\u0641 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u062d\u0627\u0645\u0644 \u0641\u0647\u064a \u062a\u0648\u0630\u064a \u0637\u0641\u0644\u0647\u0627 \u0648\u0628\u062f\u0627\u062e\u0644\u0647\u0627\u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0641\u064a \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u0623\u0646 \u064a\u062d\u062f\u062b \u062a\u0634\u0648\u0647\u0627\u062a \u0644\u062f\u0649 \u0627\u0644\u062c\u0646\u064a\u0646.<\/li>\n<li>\u062a\u0631\u0649 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062f\u062e\u0646\u064a\u0646 \u0644\u0627 \u064a\u0623\u0643\u0644\u0648\u0646 \u0648\u0644\u0627 \u064a\u0634\u0631\u0628\u0648\u0646 \u0648\u0623\u062d\u064a\u0627\u0646\u0627\u064b \u064a\u062d\u0631\u0645\u0648\u0646 \u0623\u0633\u0631\u062a\u0647\u0645 \u0645\u0646 \u0627\u0644\u0637\u0639\u0627\u0645 \u0623\u0648 \u0627\u0644\u0634\u0631\u0627\u0628 \u0648\u0644\u0627 \u064a\u062d\u0631\u0645\u0648\u0646 \u0623\u0646\u0641\u0633\u0647\u0645 \u0645\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646.<\/li>\n<\/ul>\n<p><strong>\u0634\u0627\u0647\u062f:\u00a0<a href=\"https:\/\/www.kredinbankadan.com\/%d8%a3%d8%b6%d8%b1%d8%a7%d8%b1-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86-%d9%88%d8%a3%d8%a8%d8%b1%d8%b2-%d8%aa%d8%a3%d8%ab%d9%8a%d8%b1%d8%a7%d8%aa%d9%87\/\">\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0623\u0628\u0631\u0632 \u062a\u0623\u062b\u064a\u0631\u0627\u062a\u0647 \u0639\u0644\u0649 \u0627\u0644\u062c\u0633\u0645<\/a><\/strong><\/p>\n<p><strong>\u0627\u0642\u0631\u0623:\u00a0<a href=\"https:\/\/www.kredinbankadan.com\/%d9%85%d9%88%d8%b6%d9%88%d8%b9-%d8%b9%d9%86-%d8%a7%d9%84%d8%aa%d8%af%d8%ae%d9%8a%d9%86\/\">\u0645\u0648\u0636\u0648\u0639 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0623\u0636\u0631\u0627\u0631\u0647 \u0627\u0644\u0645\u0645\u064a\u062a\u0629<\/a><\/strong><\/p>\n<figure id=\"attachment_67987\" aria-describedby=\"caption-attachment-67987\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"size-full wp-image-67987\" src=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/smoking-health-dangers.jpg\" alt=\"\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\" width=\"600\" height=\"398\" title=\"\" srcset=\"https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/smoking-health-dangers.jpg 600w, https:\/\/www.kredinbankadan.com\/wp-content\/uploads\/2023\/01\/smoking-health-dangers-300x199.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-67987\" class=\"wp-caption-text\">\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"%D9%83%D9%85_%D9%8A%D8%A8%D9%84%D8%BA_%D8%B9%D8%AF%D8%AF_%D8%A7%D9%84%D9%85%D8%AF%D8%AE%D9%8A%D9%86_%D9%81%D9%8A_%D8%A7%D9%84%D8%B9%D8%A7%D9%84%D9%85%D8%9F\"><\/span><span style=\"color: #ff0000;\">\u0643\u0645 \u064a\u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u0645\u062f\u062e\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u061f<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u064a\u0628\u0644\u063a \u0627\u0644\u0645\u062f\u062e\u0646\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0648\u0630\u0644\u0643 \u062d\u0633\u0628 \u0625\u062d\u0635\u0627\u0626\u064a\u0629 \u0639\u0627\u0645 2020 \u062d\u0648\u0627\u0644\u064a 80% \u0645\u0646 \u0639\u062f\u062f \u0633\u0643\u0627\u0646 \u0627\u0644\u0623\u0631\u0636\u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u0639\u062f\u062f \u0643\u0628\u064a\u0631 \u0628\u0646\u0633\u0628\u0629 \u0644\u0639\u062f\u062f \u0633\u0643\u0627\u0646 \u0627\u0644\u0623\u0631\u0636.<\/p>\n<p>\u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0627\u0644\u0630\u064a \u0639\u0631\u0641\u0646\u0627 \u0639\u0646 \u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0648\u0639\u0646 \u0623\u0636\u0631\u0627\u0631\u0647\u060c \u0641\u0645\u0646 \u0643\u0627\u0646 \u0644\u0627 \u064a\u0639\u0631\u0641 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0627\u0644\u0622\u0646 \u0623\u0635\u0628\u062d\u062a \u0644\u062f\u064a\u0647 \u0641\u0643\u0631\u0629 \u0639\u0627\u0645\u0629 \u0648\u0643\u0628\u064a\u0631\u0629 \u0644\u0646\u062a\u0633\u0627\u0639\u062f \u062c\u0645\u064a\u0639\u0627\u064b \u0639\u0644\u0649 \u0646\u0634\u0631 \u0627\u0644\u0648\u0639\u064a \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646. \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0633\u0645 \u0642\u0627\u062a\u0644 \u064a\u062f\u062e\u0644 \u0625\u0644\u0649 \u062c\u0633\u0645 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0627\u0644\u0645\u062f\u062e\u0646 \u0648\u064a\u0633\u062a\u0648\u0637\u0646 \u0628\u062f\u0627\u062e\u0644\u0647 \u0648\u064a\u0633\u0631\u064a \u0641\u064a \u062c\u0633\u0645\u0647 \u0648\u064a\u0643\u0648\u0646 \u0633\u0628\u0628 \u0644\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0645\u0631\u0627\u0636 \u0643\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0631 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u062e\u0646\u064a\u0646 \u064a\u0639\u0631\u0641\u0648\u0646\u0647\u0627 \u0648\u0644\u0643\u0646\u0647\u0645 \u0644\u0627 \u064a\u0633\u062a\u0637\u064a\u0639\u0648\u0646 \u0627\u0644\u0625\u0642\u0644\u0627\u0639 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646\u060c \u0648\u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u062a\u063a\u0644\u063a\u0644 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u062c\u0633\u0645 \u0648\u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0647\u0648 \u0639\u0645\u0644\u064a\u0629 \u062d\u0631\u0642 \u0627\u0644\u062a\u0628\u063a \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u0646\u0634\u0627\u0642\u0647\u0627. \u062a\u0642\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u062a\u062f\u062e\u064a\u0646 \u0641\u064a \u0628\u062f\u0627\u064a\u0629 &hellip;<\/p>\n","protected":false},"author":22,"featured_media":67989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"_links":{"self":[{"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/posts\/65074"}],"collection":[{"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/comments?post=65074"}],"version-history":[{"count":5,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/posts\/65074\/revisions"}],"predecessor-version":[{"id":125745,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/posts\/65074\/revisions\/125745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/media\/67989"}],"wp:attachment":[{"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/media?parent=65074"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/categories?post=65074"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kredinbankadan.com\/wp-json\/wp\/v2\/tags?post=65074"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}